100% Mortgages with No PMI in North Carolina

How do you get someone a loan with no money down and no PMI in today's tightened lending market? Answer: Find them a home that qualifies for a rural housing loan!

I have found some great places just in my back yard here in Charlotte, North Carolina. Places like Cabarrus County, Albemarle, Norwood, New London, Wadesboro, Richfield, Gold Hill, Rockwell, Mineral Springs, Locust, Stanfield, Oakboro, Unionville, Midland, Mooresville, Waxhaw, and many many more throughout the great state of North Carolina. In fact a good majority of the state qualifies!

Realtors should definately be aware of the this program as it will attract many more buyers to their listings. There are a couple of stipulations, so if you have any questions on USDA Rural Home Loans, don't hesitate to give me a call or email me. This is one of the hottest and best loan programs on the market right now which will help more of your clients find good homes...this makes it one loan program for Realtors to major on.

If you are looking for a mortgage like this in North Carolina. Give me a call! I can qualify anyone living in or moving to North Carolina over the phone.

John Lambert-704-920-0342 or 1800-230-1723 ext 1#.
johnlambert@firstfamilymortgage.org

Manufactured Home Lending in North Carolina

Did you know that North Carolina has one of the highest numbers of manufactured housing in the country? Yet, finding a lender that does manufactured double or triple wides is like finding a needle in a haystack! Why is this? In short, most lenders don't want to go through the "trouble" of doing one of these loans.

Here at First Family Mortgage, we are not only able to do these types of loans, but we get our customers great rates with low to even no money down! All of our 30 year manufactured rates are in the mid to high 5% range! This applies even to customers with low credit scores.

If you are interested in buying, selling, or refinancing a manufactured home, give us a call today! We want your business and we will do our very best to get you into the home you've been dreaming of.

If you are a North Carolina Realtor looking to market your manufactured home listings, give us a call! We would love to partner with you to get more of your prospects qualified to purchase a home. We have contacts with professionals that inspect manufactured home foundations and can get them up to FHA standards quickly if needed. We are also partnered with FHA qualified structural engineers and FHA appraisers that know manufactured housing and can take care of a job with a 1-2 day turn around.

Our toll free number is 1-800-230-1723.
Hit extension 1# and ask for John Lambert.

What The Recent Rate Cut Means For Mortgages

Conventional mortgage rates are holding at a two year low right now. If you have one, it's is the best time to refinance your adjustable rate mortgage. With this in mind, the rate cuts just announced by the Fed will not not necessarily affect the rates you can get when you refinance. This is a common misconception. See here.

Give us a call today and let us work up a solution that makes great financial sense to you and your family!